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American Foreclosure Association (AFA) is a dedicated non-profit organization committed to providing vital mortgage assistance and foreclosure prevention services to individuals, families, and business owners. Since 2016, we have helped homeowners regain stability and peace of mind during challenging times, serving communities across California, Texas, Arizona, Nevada, and Florida.
Our mission is simple yet impactful: to offer comprehensive support to homeowners—whether pro se litigants navigating complex legal processes, families striving to keep their homes, or corporate property owners seeking solutions. We believe that everyone deserves access to resources that empower them to overcome financial hardships and secure their housing future.
We assist homeowners facing foreclosure by helping them resolve mortgage issues based on their intent to keep, sell, or donate their residential or commercial property, or vacant land.
We can help any time BEFORE a foreclosure happens. We can help up to the date of and (02) hours before the auction start time of a scheduled foreclosure auction sale in any of the states we service.
At AFA, we proudly serve:
Visionary leader driving AFA’s mission forward.
Personalized mortgage assistance to help families stay in their homes.
Visionary leader driving AFA’s mission forward.
Guidance for homeowners representing themselves in foreclosure proceedings.
Visionary leader driving AFA’s mission forward.
Tailored solutions for investors and business-owned properties.
Our holistic approach ensures that no matter your situation, credit score, current income or saving amount, co-signer availability, marital status, or preferences, you have access to expert advice, resources, and support to achieve your goals.
AFA guides people from feeling helpless to hopeful.
We are a mission-driven, needs-based nonprofit organization operating exclusively for charitable purposes. As a non-governmental, public benefit organization, we are committed to helping homeowners navigate foreclosure prevention without functioning as licensed real estate agents, brokers, or mortgage lenders.
We meet with you by phone to understand your situation, assess your needs, and determine how we can help.
We conduct a detailed review of your mortgage or HOA account to verify eligibility and identify potential solutions.
Based on our findings, we create a personalized plan to address your unique challenges and goals.
You are assigned a dedicated team, including a Loss Mitigation Assistant, Case Manager, and third-party Processor, to guide you through every step.
Our team manages all necessary paperwork and we utilize a third-party transaction management service on your behalf to ensure a smooth process with a single point-of-contact and additional administrative support staff to enhance your client experience with added efficiency.
Please note, we are unable to assist with properties that have already been foreclosed (REO) unless we were involved in the case prior to foreclosure. Our comprehensive approach is designed to provide the support and expertise you need to secure your home and future.
As a nonprofit organization, our vision is to create a future where financial hardships no longer result in the loss of a home. By fostering stability and resilience, we aim to empower homeowners to overcome challenges and make informed decisions about their housing needs and advocate to ensure their voices are heard.
Over seven years of experience helping homeowners avoid foreclosure and over 21 years of combined industry experience.
We understand that every homeowner’s situation is unique.
Thousands of families and business owners have successfully avoided foreclosure with our help.
Our team is dedicated to guiding you through every step of the process.
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